Trip extension coverage premiums

Individual Optional Benefits

Core Plan and upgrade Plans Benefits Comparison Chart

Participants can upgrade their individual benefits by going to the Core web site. There they can log in, get insurance information, print their id cards and make an upgrade purchase. If they are satisfied with the Group plan selected by their organization, they need do nothing. They are automatically covered. 


They can select from the following optional upgrades:​

  • higher limits for medical, emergency reunion, permanent total disability and accidental death
  • personal property / baggage
  • trip extension for personal travel before and after the program
  • higher limts for trip cancellation


Plan upgrades can be made to any plan level that is higher than the Group plan selected by the organization. If the Group plan selected is the Silver plan, participants can only upgrade to the Gold or Diamond plans. After completing their purhcase using a Visa or MasterCard, they are sent a confirmation e-mail that details their upgrade selections and amounts paid for each. 


The following premiums are indicative for a Core client but are subject to change. 


specialty insurance
business insurance
life insurance

Trip Cancellation Upgrade Premiums

​$1,000 trip cancellation benefit is already included in the Core Plan


  • ​additional $1,000:  $130
  • additional $2,000:  $200
  • additional $3,000:  $260
  • additional $4,000:  $320


Personal Property / Bagagge Benefit Premiums

  • ​up to 1 month:    $30
  • up to 2 months​:  $38
  • up to 3 months:  $50
  • up to 4 months:  $60
  • up to 5 months:  $72
  • ​up to 6 months:  $83
  • ​over 6 months:   $15 per month​

​Plan Upgrades Premium Chart